SMBC Metro Investment Corporation

General Information
     • ADDRESS: 20th Floor, Rufino Pacific Tower
                          6784 Ayala Avenue, Makati City
     • TELEPHONE NO.: (632) 811-0845 to 52
     • FACSIMILE NO.: (632) 811-0876
     • EMAIL ADDRESS: smbcmetro@edsamail.com.ph
                                    hngan@smbcmetro.com.ph

Representative: Mr. Yasuhiro Oashi - President
Tel No : 811-0845
Email : oashi@smbcmetro.com.ph

Alternate: Ms. Irma L. De Guzman - Bolos - Comptroller
Tel No : 811-0845
Fax No: 811-0876
Email : ildeguzman@smbcmetro.com.ph

Selected Balance Sheet Items as of December 31, 2003

Total Assets

Php 832,975,435

Total Stockholders' Equity

Php 768,369,423

Board ofDirectors

Name

Position

Placido L. Mapa, Jr.

Chairman

Toshiro Kubota

Member

Benjamin F. Sanvictores

Member

Arthur V. Ty

Member

Remedios L. Macalincag

Member

Angelica S. Hernandez

Member

Tetsuya Kubo

Member

Hideo Hiyama

Member

Shinichiro Yamazaki

Member

Officers

Name

Position

Shinichiro Yamazaki

Vice President-Marketing/ Assistant Treasurer/ Assistant Corporate Secretary

Helen D. Ngan

Assistant Vice President / Assistant Treasurer

Irma L. de Guzman

Assistant Vice President / Comptroller

Joseph C. Destacamento

Senior Manager - Operations

Alvin S. Tan

Senior Manager - Marketing

Domingo D. Ganuelas

Corporate Secretary

Roy Y. Martelino

Assistant Corporate Secretary

Ownership Structure

Stockholder

Percentage Share

Gemland International Holdings, Inc.

30%

Sumitomo Mitsui Banking Corporations

40%